GETTING STARTED

We're here to walk you through key first steps and provide everything needed to make the most of your new account.

Your New Independent Financial Debit Mastercard®

ACTIVATE YOUR NEW CARD

Once you receive your new debit card in the mail, follow the instructions on the card to activate.

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MOBILE WALLET

Just add your Independent Financial Debit Card to your mobile phone or wearable device to make contactless payments and purchases quickly and securely in store, in app or online.

HOW IT WORKS

NEARLY 40,000 FREE ATMS

Being an Independent Financial customer gives you access to the MoneyPass® surcharge-free ATM network across the U.S.

FIND A FREE ATM NEAR YOU

Featured Account Services

MOBILE DEPOSITS

Deposit checks at your convenience from your mobile device.1 Just take a photo of the front and back of your check and submit. It’s that easy!

ZELLE®

Send money to friends, family and other people you trust, wherever they bank. Whether you're paying rent, gifting money or splitting a bill, Zelle® has you covered.2

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STEP #1

REGISTER FOR ONLINE BANKING

Monitor your transactions, track your balance, enroll in Online Statements, set up email/text alerts and more with full 24/7 account access.

Online Banking

STEP #2

DOWNLOAD OUR MOBILE APP

When you're on the go, you can take us with you to check your balance, make deposits, transfer funds, send money to friends and pay bills from anywhere.

Phone

Android

STEP #3

SIGN UP FOR DIRECT DEPOSIT

It's the fastest, safest way to deposit your paycheck. To get started, download our direct deposit form through the link below, complete it and provide it to your employer.

Direct Deposit Form

STEP #4

SET UP BILL PAY

With Online Bill Pay, you can make payments on the go or schedule them in advance. Best of all, it's fast, secure and convenient.

To get started, log in to Online Banking, select Pay & Transfer and then Bill Pay to add payees. It's that easy.

Connect with Us

Over 90 Financial Centers

Visit one of our convenient bank locations across Texas and Colorado.

FIND A LOCATION

Telephone Banking 

Access your account information 24/7 through our automated system.

CALL US AT 800.397.6120

Independent Financial's routing number is:

111916326

  1. Wireless provider fees may apply. 2. Zelle® transactions between enrolled users typically occur in minutes and generally do not incur transaction fees. Service available to new customers 7 days after enrolling in online banking.